Ozoned Connect

For insurers

Your products.
More partnerships.
Your authority.

Bring approved insurance propositions to the customer relationships your partners already serve. Keep product terms, quotations and insurance decisions with your own team.

A preparer completes a product dossier while a separate reviewer checks the information beside an approved product folder

A partnership your team can operate

Distribution starts with
the right foundations.

Agree the product, partner and journey, then connect the operational steps needed to serve the customer.

01

Prepare the product

Import available product information and complete missing fields under insurer control.

02

Approve independently

A second authorised insurer person reviews the product before publication.

03

Enable the partnership

Accept the relationship, agree products and terms, and obtain approval from both organisations.

04

Operate the lifecycle

Return quotations, issuance outcomes and ongoing service decisions.

Your insurer workspace

A clear view of
your part in the work.

Organise product preparation and distribution within your own workspace. Your authorised users see the tasks, evidence and outcomes relevant to their role.

  • Product information remains under insurer control
  • Approval stays separate from preparation
  • Requests carry a clear next action and recorded outcome
See who owns each decision

Illustrative insurer view

Insurer workspaceProduct preparation & review
Own permissions
Personal accident propositionSource details imported; missing fields to complete
In preparation
Independent reviewSubmitted by product manager
Awaiting review
Bank distribution partnershipOnly approved products may be offered
Approved
Product terms and approvals belong to the insurer.

Authority throughout the journey

The customer experience connects.
Your decisions stay yours.

When the partnership needs…The insurer’s responsibilityConnect coordinates
An insurance propositionControl product information, complete missing details and approve publication.Product readiness and the approved distribution relationship.
A quotationProvide the offer and its terms through the agreed fulfilment route.The request, returned offers and customer selection.
A policyComplete issuance and confirm the result.Payment status, issuance progress and access to issued policy details.
Help after purchaseReview service, claim and cancellation requests and record decisions.Policy-linked requests, evidence and outcomes.
Financial coordinationReceive gross premium and pay commission separately on agreed terms.Premium, approval and payment records with accounting exports.

Work with your fulfilment approach

Your systems.
Your authorised teams.

Choose API execution or authorised portal fulfilment for each operation. Connect tracks the result whichever agreed route is used.

When a response is uncertain, your team checks the insurer system before a retry. A missing response should never be treated as proof that nothing happened.

Explore the fulfilment model
Issuance requestOutcome verification
Own permissions
Customer selectionInsurer and cover selected; consent recorded
Recorded
Distributor paymentPayment confirmed; cover not yet active
Confirmed
Insurer checkConfirm whether a policy was issued
Action required
Illustrative request · Only the insurer confirms issuance.

Your questions

A few things
worth clarifying.

Clear answers before you plan your partnership.

Does Connect replace our insurance core?

Connect is designed to work alongside the insurer’s existing systems. Products and insurance decisions remain under insurer control, with operations fulfilled through agreed system connections or authorised portal processes.

Can a product be distributed immediately after import?

Imported fields reflect what the insurer source and adapter can supply. Missing information is completed under insurer control, then a second authorised insurer person approves the product before publication.

Can we use more than one distribution partner?

The model supports approved relationships with banks, mobile-money businesses and other distribution partners. Products, journeys and permissions are governed by each approved arrangement.

Are our integrations already included and live?

The fulfilment design is agreed during implementation. Each connection requires setup, testing and certification before live use; a walkthrough does not represent a certified integration.

Let’s shape the opportunity

Bring your next
insurance partnership to life.

Tell us which products you want to distribute, the partners you want to work with and how your operations run.

Discuss your partnershipStart a conversation with Ozoned Digital