Extend your reach
Bring approved insurance propositions into the channels customers already use.
Insurance distribution, connected
Embedded
insurance.
Orchestrated.
Bring insurers, distribution partners and customer journeys together. From the first relevant offer to confirmed cover and ongoing service.
One connected journey. Independent organisations.
Built around your partnershipInsurer-ledDistributor-ledOne or several approved insurers
Connect the journey
Coordinate the steps between customer interest, issued cover and ongoing service.
Keep control clear
Give every organisation its own workspace, permissions and responsibilities.
Two perspectives. One partnership.
Start with your business.
Connect the opportunity.
Whether you bring the insurance product or the customer relationship, your role stays yours.
Expand distribution.
Retain insurance authority.
Bring approved products to partner channels while keeping control of quotations, policy issuance and insurance decisions.
- Prepare insurer-controlled products for distribution
- Work with approved banks and other partners
- Coordinate fulfilment through your systems or team
Insurer workspaceProducts & distribution
Own permissionsBank partnerApproved product distribution
ApprovedMobile-money partnerApproved product distribution
ApprovedOther distribution partnerPartnership access
ApprovedInsurance decisions stay with the insurer.
Your customer relationship.
A connected proposition.
Bring insurance into your channels through one or several approved insurers. Coordinate customer choice, sales and service within your own workspace.
- Offer approved insurance through your customer channels
- Let customers choose their insurer and cover
- Track requests and outcomes across the partnership
Distributor workspaceCustomers & insurance journeys
Own permissionsInsurer AApproved insurance proposition
ApprovedInsurer BAvailable customer choice
ApprovedSales & service requestsProgress across partnerships
ConnectedThe insurer makes the insurance decisions.
The Connect operating model
Independent organisations.
One connected journey.
Two independent workspaces, connected through a common orchestration controller. Each organisation sees the requests, actions and outcomes relevant to its role.
Distributor
Customer channels, relationships, sales and service initiation.
Own users. Own permissions.
Send customer requests
Receive progress & outcomes
Receive progress & outcomes
THE CONNECTING LAYER
Common orchestration controller
Carries choice, consent and supporting information. Routes the next task, records the response and returns the outcome to the relevant views.
Route→Record→Return
Relevant visibility. Clear next actions.Insurer
Products, quotations, policy issuance and insurance decisions.
Own users. Own permissions.
Receive the responsible task
Return insurer decisions & outcomes
Return insurer decisions & outcomes
Ozoned Digital manages organisation setup and access in a separate workspace. Its setup administrators do not access customer or payment records.
See the partnership in motion
Follow the work.
Understand the value.
Six connected perspectives—from agreeing a partnership to serving the customer and coordinating financial records.
01 / PRODUCT ONBOARDING
Bring a product into a partnership.
Follow import, completion, independent approval and publication.
Explore the walkthrough02 / CUSTOMER PURCHASE
Turn a relevant moment into cover.
Explore choice, consent, distributor payment and insurer-confirmed issuance.
Explore the walkthrough
03 / POLICY SERVICING
Keep the relationship connected.
Follow service, claim or cancellation requests through insurer review.
Explore the walkthrough
04 / PARTNERSHIP SETUP & AGREEMENTS
Agree the foundations. Activate the partnership.
Connect both organisations, agree the permitted scope and terms, then approve on each side.
Explore the partnership
05 / CONFIGURABLE JOURNEYS
Shape the journey around the opportunity.
Choose the starting event, approved offers, review conditions, consent and communications.
Explore journey configuration
06 / FINANCIAL COORDINATION
Keep the financial responsibilities clear.
Follow collection records, full premium remittance, separate commission and accounting handoff.
Explore financial coordinationBehind the customer experience
The operating depth
your partnership needs.
Connect the work across products, fulfilment, service and financial records.
Prepare approved products
Import available insurer details, complete missing information under insurer control and obtain independent approval.
Follow product onboardingWork with insurer systems and teams
Configure API execution or authorised portal fulfilment for each operation. Record the result and confirm uncertain outcomes before retrying.
Explore fulfilmentKeep service connected to the policy
Coordinate service, claims and cancellation requests with their evidence and insurer decisions.
Follow a service requestTrack the financial process
Maintain premium, approval and payment records, with accounting exports to support partnership operations.
See financial coordinationConnections to insurer systems require setup, testing and certification before live use. Imported product field coverage depends on the insurer source and adapter.
Financial coordination
A clear financial flow.
Across the partnership.
Distributor collection, full premium remittance and separate insurer commission—tracked through connected records.
Customer
Pays the premium to the distributor.
Premium →Distributor
Remits the full premium to the insurer.
Full premium →Insurer
Pays commission separately on agreed terms.
Commission →Distributor
Receives the agreed commission.
Connect tracks the process. Ozoned does not hold customer money. Premium and commission payment dates follow the terms agreed between the organisations.
Let’s shape the opportunity
Your next insurance
partnership, connected.
Your customers. Your products. Your partners.
Let’s explore how Ozoned Connect could support your business.
Discuss your partnershipStart a conversation with Ozoned Digital